Inventory
A supplier deposit and final balance may be due before stock becomes available online. Include freight and distinguish replenishment from an untested product launch.
Business financing referrals · Online retail businesses
Plan an inventory purchase around your online selling cycle.
Online sales still require stock, packing and shipping before marketplace payouts arrive. Describe the purchase or operating gap your business funding request would cover.
Online retail businesses · funding preparation
Build the request around your budget
Gross online sales are different from the payout after fees, refunds and reserves. Use the receipts available to the business when reviewing any financing repayment schedule.
Business costs
Purchases to include in your request
Fulfillment equipment
Packing benches, label printers and storage systems can support order handling. Price the equipment and setup for the order volume the business actually expects.
Day-to-day business costs
Platform fees, shipping and returns can affect the cash received from a sale. Define the period covered and use the relevant payout schedule to explain the gap.
How requests work
From request to provider review
Define the request
Enter the amount, intended business use and the date the expense needs to be covered.
Describe the business
Provide your revenue range, operating history, industry and approximate personal credit range.
Check and submit
Review the answers and consent details, confirm your mobile number and submit the completed application.
Prepare your details
Bring your business details together
Have current revenue figures and operating history nearby before starting the form.
- 01The amount needed, its purpose and the payment date
- 02Monthly business receipts and operating history
- 03Your industry, business name and estimated credit band
- 04Owner contact information and access to a mobile phone
Before completing a request
Questions about our funding referral service
How is my information shared?
We sell application and contact details to up to five funding partners, who may contact you about financing. We receive payment for referrals whether or not funding is provided; there is no application fee for this service.
Who decides on an offer?
An application is a request for consideration, not a financing approval. Each provider decides eligibility, any available amount and the terms it is willing to offer.
When might a provider respond?
The date selected in the form describes your need, not a promised funding date. Provider checks, documents and the agreement determine the actual timetable.
Why is mobile verification needed?
Read the Terms, Privacy Policy and contact consent before submitting. Mobile verification confirms access to the number entered and is separate from agreeing to calls or texts.
Your next step
Tell us what your business needs to fund
Use the business expense and payment schedule you have prepared to begin the funding application.